Unnati loan App Description
Unnati loan app is a mobile based Instant Personal Loan app
Applicant can apply for a Personal Loan up to Rs 3,00,000 anytime from anywhere.
The applicant can apply only online, on approval of the loan after the apps verification formalities the fund is immediately transferred to your bank account.
Eligibility and benefits
- All Indian Citizens are eligible to apply for loan from Unnati loan app
- even people with low credit history or without a credit history can apply
- Decision about loan sanctioning don’t take more than 5 minutes.
- On approval of the loan sanctioned amount is immediately transferred to the applicant bank account.
- Unnati loan app offers convenience of multiple repayment methods
- if the Loan is returned before the time its been taken for their is no penalty imposed on the borrower.
Unnati loan app -Loan availibility and interest charges
- Applicant can apply for the loan amount from as low as Rs 20000 to Maximum of Rs3,00,000
- Tenure-minimum time for which the loan can be taken is of 3 months and maximum time is 2 year
- Interest charges- annual interest rate is from 16% to 34% per annum
How Unnati loan app works
step 1– Install Unnati Loan app from Google Playstore
step 2 register yourself via your Mobile
step 3 Fill the information required and upload the relevant documents
step 4– e-sign the agreement
step 5– Get cash on approval
Documents needed for Unnati Loan app
- Aadhaar card(its for your address proof verification)
- Pancard(Identity Proof)
- A bank account to transfer the fund and future interactions.
- A selfie to be taken and submitted via your mobile
Pros and cons
Unnati Loan app provides fast and secure Loan within a short span of time.
the interest rate charged is very high
Conclusion
Unnati is an user friendly Loan app with instant solution to the fund requirement .
heavy interest rate and short term loan period are two disadvantage of opting for it, its advisable to compare it with other app and then apply for the Loan.
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FAQ
Interest rate starts at 13.5% per annum, rate of interest depends upon the loan amount taken and the tenure for which it is taken.
Yes Unnati personal loan can be utlised for any purposes like education, buying car, wedding etc